Marvz18: June 2008

Sunday, June 29, 2008

Manny Pacquiao Did it again!!!

Manny Pacquiao, knocked out the Mexican boxer David Diaz at the 9th round, to win his 4th title, the WBC lightweight championship belt. Last Sunday (Manila Time) , in front of 8,326 crowd at Mandalay Bay Resort and Casino in Las Vegas.

He fulfills his quest to create history by becoming among the legends of boxing, to be the first Filipino and the first Asian to win four world titles not counting the Ring Magazine featherweight championship which he won against Marco Antonio Barrera after eleven rounds last November 2003 in the Alamadome in Texas.

Manny Pacquiao exclaimed that he dedicated his victory to the victims of the recent devastating typhoon and said his “inspiration was drawn from those who suffered” even as he promised to provide whatever help he could when he returns home.

To All Filipinos out there heres something we can be proud of. This post is to support Manny Pacquiao and all Filipinos out there who devoted there lives to bring glory to our County. Congratulations to us all. And to Manny Pacquiao, more power and God Bless to you and your family. Please continue to make us all proud.

Saturday, June 28, 2008

The New 7 Wonders of Nature - Vote Now!!!

The Search is on for the New 7 Wonders of Nature. We, people all over the world can speak out and vote for the New Seven Wonders of Nature. Every each one of us can choose seven nominees in one vote. Voting for nominees will continue until December 31, 2008. After that, there will an announcement of the Selected Top 21 candidates in January, 2009 and go for the next stage of voting. Voting for the New 7 Wonders of Nature, as chosen from the 21 finalist will continue throughout 2009 and into 2010. In the summer of 2010, the New 7 Wonders of Nature will be officially declared.

Philippines has 4 candidates for the New 7 Wonders of Nature. They are the magnificent Tubbataha Reef in Sulu Sea, the Chocolate Hills of Bohol, Puerto Princesa Subterranean River National Park of Palawan, and the near-perfect cone-shaped Mayon Volcano of Legazpi, Albay.

Three of our candidates have made it to the top 7 and one at the 9th spot.

Current Rank (Live Ranking) :

# 3 - Tubbataha Reef

#4 - Chocolate Hills

#6 - Puerto Princesa Subterranean River National Park

#9 - Mayon Volcano

To All Filipinos out there here. Let us show the world the beauty of our Country. Let's protect and support our candidates and make them to the top. Cast your votes now. Vote Now!!!

Tuesday, June 24, 2008

Flame of FRIENDSHIP

Got a tag from a friend... Thanks....

The Flame of Friendship.

A symbol of spirit of unity.
The burning icon of love.
Undying picture of hope.
The hot symbol of oneness.
The Flame of Friendship.
And now it's your turn to flame yourself!
Meet new friends.
Discover friendship.
Make bonds.

Copy this post starting from the PICTURE ABOVE to the end and

add your blog on the list below.

Let's start FLAMING!

>----------------------------------------------------------<

People Who Accepted The Flame of Friendship

>----------------------------------------------------------<

1. Tiklaton: We are the witness 2. Janeth Vicy's Life Journey 3. My Precious 4. Jean's Live it Up... 5. Sharz - Pangit's Journey In The States 6. JAM-Life:Thoughts & Inspirations 7. Filipino love stories 8. A Mom's Note 9. Tasteful Voyage10. Twerlermz Blog 11. Cheerful's Journey 12.Marvz18 13. your next

--- end here ----

I am tagging:

Blog Readability Meme

**** Start Copy Here *****

1. Take the Readability Test for your blog(s) here.
2. Paste the result on your site.
3. Copy and paste this tag on your blog (make sure to include the links).
4. Add your link to this tag.
5. Tag as many friends / readers / victims as you want!

Read My Mind, Joan Joyce, Life in Korea, Apt1014, Elliot, Marvz18

[your turn!]

Movie Reviews

I am tagging

Monday, June 23, 2008

Debt Consolidation

What is Debt Consolidation? Debt Consolidation is simply the the act of combining several debt obligations into one debt. By consolidating multiple debt that has multiple interest rate into one loan that has a lower or fixed interest rate.

It is commonly use to repay a credit card debt, since credit cards have a higher interest rate compared to a personal loan in a bank. However, some debtors use a collateral to get a through with better or lower interest rate. A collateral (e.g a car or house) is an asset that is forfeited to the lender if the debtor or the person that has a debt fail to pay the interest or debt in time, depending on the agreement.

You can do Debt Consolidation in two ways.

1) Debt Consolidation Service - You can do this by calling s Debt Consolidation Service provider. Most people believe that you need to use there service since they are negotiate deals with the company that you have debt or your credit card company. They can consolidate most types of debts from major credit cards to personal and student loans.

2) Consolidate your Debt on your own - Here are certain ways to do this on your own.

You can call the bank or the Credit company and tell them that you having a hard time when it comes to finances and ask them if they have a program about it. Some banks or credit company do no have this but some do.
You can get a new card that has a lower interest with 0% interest on balance transfers and then move the debt from your old cards that has high interest to the new card that has a lower interest.
You also get a personal loan from your family and friends. They usually do not give interest rate on your debt. Be sure to pay them on time.
You can also "freeze" your credit card. Meaning, promise not to use them unless it is emergency or if you have no other choice. This way you can pay each credit card at a time. You can start by those with lower interest. And by accomplishing so, you can set a target for yourself on your way to have a credit card or debt freedom. It will take a lot of discipline to do this but it is worth it.
Stop thinking about it, do it now.

Hope this information on Debt Consolidation help you in obtaining a freedom on debt or at least cutting of some debt on your name.

Please feel free to share your comments and suggestion about it. Thanks for reading and happy blogging.

Wednesday, June 18, 2008

Debt

What is a Debt? A Debt is something you owe. It can be in the form of money or asset. It something granted to us by a creditor which expects repayment plus an interest.

One example of this are Basic loan, in which there is an agreement to lend a principal sum and be paid in a fixed period of time, and here in the Philippines we have some loan provider such as SSS (Social Security System), Pag-Ibig Fund or HDMF (Home Development Fund, and Local Banks. They provide Personal or Salary Loan, Housing loan, and Car loan.

To some middle class and lower class families, loan providers will not be able to approve there application for loan, since they did not pass some standards in which they cannot afford to pay such loan. However they tend to go to other people to lend them some money as personal loan. The popular personal loan here in Philippine is called 5-6, this type of loan are provided by our so called “Bombay” (they are Indian nationals that are trying to make a living here in our country). 5-6 means if I lend you PHP 500 you will be paying PHP 600, in short it has a 20% interest and you can pay it in daily terms within one month depending on your agreement.

As we go through our lives, especially here in the Philippines is hard to make a living, we are sometimes forced to have some debt. And before we knew it we are sometimes buried in our debts.

One of the best ways to reduce your debt is by reducing your Monthly Expenses

There are two types of monthly expenses, first is the Fixed Expenses, This are the house mortgage or rental, and some loans. Second is the Variable Expenses, this are expenses that can be changed or eliminated entirely, such as food, clothing, entertainment, vacations, utilities, etc.

Since Variable Expenses are the ones we can easily change or eliminate, we can start reducing our variable expenses by altering your habits or doing it without.

1. Conserving electricity and water, by doing so we can reduce monthly bills in Electricity and Water.

2. Preparing a Meal from scratch, instead of buying from fast-food or prepared frozen food.

3. Watch movies at home, instead of going to the movie theaters every week.

4. Have your bonding moments in park with your family. Instead of going to malls, it is better to go to some parks. There good parks here in the Philippines.

5. Walk from home. Instead of taking a tricycle to the main road or if your work is just a couple of blocks away it is better to walk. After all walking is one the best exercise.

6. Bring food to your work, just like number 2, it is cheaper and it is much healthier if the food is cooked from home.

7. Set clothing allowance. Instead of buying new clothes every payday, why not try it every other payday.

Debts are not that easy to handle. They come in different sizes. I think the key here is planning. Plan your expenses and you will see the difference.

Hope this information helps you in someway. Please feel free to share your comments and suggestions about this topic.

Tuesday, June 17, 2008

Boston Celtics - Return the Glory

After waiting 22 long years, Boston Celtics grabbed there 17th NBA Championship after beating the LA Lakers on a 4 -2 NBA Finals Best of seven record and with the final score of 131 - 92.

Kevin Garnett lead the Celtics in scoring with 26 points and 14 rebounds, Ray Allen with 26 points, Rojan Rondo with 21 points, Paul Pierce with 17 points and the rest of the team to have a total of 131 points and a 39 points deficit to win the game.

On the other hand Kobe Bryant lead Lakers in scoring a 22 points and 3 Rebounds, Lamar Odom with 14 points, Pau Gasol with 11 points and the rest of the team contributed to have a total of 92 final score.

Well the game started a close one but on the second quarter Kevin Garnet heated up and the rest of the team giving there own contributions in both offense and defense on the third quarter to have a 29 point lead. And on final quarter the celtics seal the lead with a 39 point lead.

Series Scores

Game 1
Lakers - 88
Celtics - 98

Game 2
Lakers - 102
Celtics - 108

Game 3
Lakers - 87
Celtics - 81

Game 4
Lakers - 91
Celtics - 97

Game 5
Lakers - 103
Celtics - 98

Game 6
Lakers - 92
Celtics - 131

Paul Pierce hails as the Finals MVP... Congratulation Paul....

To All Boston Celtics Fans out there... Congratulation!!!

Monday, June 16, 2008

Urduja

We Filipinos have something to be proud of, this coming June 18, 2008. The release of Urduja in theaters, the locally made full-length tagalog animated movie made by world-class Filipino animators.

Princess Urduja was the ruler of the kingdom of Tawalisi in Pangasinan, a big area in the shores of Lingayen Gulf and China sea. She was know to lead of woman warriors, they were said to be strong, masculine physique, skilled fighters and equestrians. They have developed a high art of warfare. They were forced to took the battle field because of the depletion of the male population due to the series of wars.

This is the first 100% Pinoy full-length animation film, and is produced by Tony Tuviera’s APT Entertainment and Isang Seventoon at Imaginary Friends Production.

The Voice behind the Characters:

Regine Velasquez ............ As............. Urduja (voice)
Cesar Montano ............ As............. Lim Hang (voice)
Johnny Delgado ............ As............. Wang (voice)
Eddie Garcia ............ As............. Lakanpati (voice)
Allan K. ............ As............. Tarsir (voice)
Jay Manalo ............ As............. Simakwel (voice)
Jeffrey Quizon ............ As............. Daisuke (voice)
Ruby Rodriguez ............ As............. Mayumi (voice)
Michael V. ............ As............. Kukut (voice)

Here is the film teaser from Youtube

Well I hope we support this film since this is the first full-length tagalog animated movie made locally.

Thursday, June 12, 2008

Hoverboard and Accesories now available!!!

Good news to all RANatics (RAN Online Addicts), Hoverboard and its Accessories is now available as of June 11, 2008.

Here are some screen shots:

You can now purchase your sable hover board at the Ran Online Item shop . It can be traded or sold but once you have opened the box it will become undroppable, and may not be traded and sold. It is Battery powered and can be upgraded to +2 and +4 speed. The battery and the additional 2 and 4 speed are sold separately at the Item Shop. Enjoy!!!

RAN Online

As one of my daily habit is playing online. One of the online game that I am playing is RAN Online Philippines. It is I think one of the most popular MMORPG (massively multiplayer online role playing game) here in the Philippines or even some countries such as Malaysia, China, Indonesia, Thailand and Taiwan. The Game was released globally and here in the Philippines I think was in 2006 by E - Games. Well I started playing the game summer of 2007.

System Requirements

Minimum / Recommended

CPU 500 MHz / 1 GHz or higher
RAM 128 MB / 256 MB or higher
Video Card Geforce2 MX 16MB/Geforce2 GTS 32MB or higher
Hard Disk At least 400 MB Free Disk space or higher
DirectX DirectX 8.1 or higher
Connection 54 kbps / DSL 256 kbps or higher
OS Windows 98/ ME/ 2000/ XP

Storyline

The Game was about a four schools the Sacred Gate, Mystic Peak, Phoenix, and Leonair Campus. These campuses were founded by the Sacred financial group that ruled earth after a meteor shower happened almost 18 years ago. And only the smartest, strongest, fittest students were recruited in this schools. And later on rumors spread that this schools are training there students in to some forbidden arts that was use in Ancient Wars.

Characters
The Campuses trained four Major Classes.

The Brawler - this students are trained in the art of Brawling, where they use fist and legs as a weapon using a gauntlet they are unbeatable in a close range combat. In which a single fist strike or kick strike will kill the opponent.

The Swordsman - this students are trained in the art of Swordsmanship. Where they learn the various sword play. With there knowledge in using sword plus there strength and agility give them the advantage on a short radius combat.

The Archer - this was regarded as the most artistic of the four. In which students are trained in the art of Archery. Equipped with a Bow, they are deadly at a long range combat.

The Shaman - this students are trained in the art of Shamanism. The combined Martial Arts and Qi (the energy that flows through and around the human body, physically and psychically). They are the one that heals and cast buffs where they can sway the result of the battle.

As of the moment they have eight servers Alab, Alamat, Fury, Havoc, Kalayaan, Strife, Tala and the latest added was Wrath.

The Game play

The game was simple its main goal is to upgrade your level. You will gain level by gaining experience. To gain level you will need to kill monsters. Each level you will be given 3 stat points and 1 skill points.

Stat points are use to increase Statistics in Dexterity, Strength, Inteligence and Vit.

Skill points are use to learn and upgrade your skills.

Skills has a Level and number of stat and skill points required. And you will need to scroll to lean them. You can acquire the scroll on in game store or from taking the quest.

The map, where you are playing is one of the vital place where you gain level. Each map has different level required that you will need to reach a certain level to take the quest and enter the new map.

Weapons this are very important when you are leveling since this will give you the attack power to kill those monsters. As I have mention the Brawlers use Gauntlet, Swordsman use sword, Archers use Bow and Arrows, and Shamans use Staffs. This weapons also has a level and number of stat and skill points required and can be upgraded using a refines called Burr (can upgrade your weapons attack 1 to 4) and Fine Burr (can upgrade your weapons attack up to +9)
Armor as important as a weapon since it increases your defense to sustain your life while leveling. As the weapon goes it also level and number of stat and skill points required and can be upgraded using a refines called Protection Potion (can upgrade your armor's defense up to +4) and Luxury Protection Potion (can upgrade your armor's defense up to +9)

Well this are brief information about the game.

Have gained friends and buddies upon leveling up. I can say is that I had fun and learn some few lessons in life while playing the game.

For all Gamers out there. Keep on playing and enjoy it as well, After all that is what games for.

Wednesday, June 11, 2008

USB 3.0 on 2009

Universal Serial Bus (USB) it is a serial bus standard to interface or connect devices. It was designed to allow many peripherals such as printers, scanners, web camera, digital camera, mouse, keyboards, game pads and joysticks, media players and flash drives. To be connected using a single socket or USB port and to improve the plug-and-play capabilities by allowing hot swapping or devices to be connected and disconnected without rebooting the computer.

USB 3.0 promoters detailed that SuperSpeed USB (USB 3.0) is on track for initial deployment in 2009. They call it SuperSpeed USB 3.0 since it can run ten times the current bandwidth, reaching roughly 4.8 GB/s to 5.0 GB/s. (Wow that was fast!!!)

But wait theres more....

They have noted that the USB 3.0 is backward compatible, meaning it can also be use to connect or be connected by a lower version such as USB 1.0 and USB 2.0. So no need to worry for us that uses USB 2.0 for our peripherals.

Monday, June 9, 2008

Decision making

Decision making can be regarded as an outcome of mental processes (cognitive process) leading to the selection of a course of action among several alternatives. Every decision making process produces a final choice. The output can be an action or an opinion. Human performance in decision making terms has been subject of active research from several perspectives. From a psychological perspective, it is necessary to examine individual decisions in the context of a set of needs, preferences an individual has and values he/she seeks. From a cognitive perspective, the decision making process must be regarded as a continuous process integrated in the interaction with the environment. From a normative perspective, the analysis of individual decisions is concerned with the logic of decision making and rationality and the invariant choice it leads to
Wikipedia

There are times in our life that we have to make a decision. Here are some steps I hope that would help you in Decision Making process:

Step 1: Know you’re Choices – It is important to know the available choices for you to make a clear decision. This will help you recognize each choice and narrow down the problem.

Step 2: Study each Choice – It is important to gather information on each choice. Try to research on the internet, read some books, and ask some people that you think will give you some information.

Step 3: Who Benefits? – It is important to know if this choice benefits you or not. Who are the concerned? Is this a family decision or a company decision? Try to consult the concerns. This will allow the concerned party to give there insights that will help you in making the decision. But take note, don’t be influenced. You should be the one making decisions not them. Just take into consideration about there insights.

Step 5: Anticipate – Think about your next move. Like the game of chess you have to know what your next move is. What are the complications if you go for each choice?

Step 6: Analyze the complication – This will help you decide which alternative is better. Will it create more problems?

Step 7: Finalize your Decision – If you think you are ready to make a decision then go for it. If not, then go back to step 1.

There are so many decisions we have to make in this life. Decisions are the choices we have to made and the risks we take in our life. There is no perfect decision. Whether we make a right or wrong decision, what's important is that we learn from it and try correct them. After all we are the only one who can decide for ourselves, right?

I hope this Decision making steps help you in making one. Please feel free share your comments and suggestion.

Friday, June 6, 2008

The Guy with a Goal

As I think of the next topic that I will be posting.It came across to my memory when I joined Days with the lord. I remembered when one of the speakers is talking about the fourth day, where actually its is just a three day workshop.

So the Speaker was talking about the fourth day and he point out three kinds of people. He came with the description of each as I have understand:

The Give me Guy is a person that always ask for help and asking for something , someone who cannot stand on its own. They are like Jelly fish, meaning "no backbones".

The Get along Guy is a person that usually get along with others. Friendly, Fun to be with and always there when you need them. However, there is a big catch. Since, they get along very well they sometimes used by The Give me Guy. This are the persons that always say "ok " and does not say "no". I short this are persons that always go with the flow.

The Guy with a Goal is a person that stand out of the three. Unlike the give me guy this person does not need the help of others and can stand on its own. Unlike the get along guy that is just going with the flow. This person is a hard worker and know when to say "yes" or "no". He fights for what he/She believes in and go for the goal and never gives up.

The third guy inspires me to go on with my life. That no matter how we have been burdened with problems we came across, we will stand after every fall. That we should stand for it and continue to aim for our goals. And with the help of God and Hard work I believe we can somehow hit what we are aiming for.

Hope this post inspires you. Keep on aiming! You might hit your own goal. Happy blogging!!!

Note: This post is from my other blog (Marvz "My Cup of Tea") that has problems.

RAM Upgrades

A RAM (Random access memory) is a type of computer data storage. Today it takes the form of integrated circuits that allow the stored data to be accessed in any order, i.e. at random. The word random thus refers to the fact that any piece of data can be returned in a constant time, regardless of its physical location and whether or not it is related to the previous piece of data. This contrasts with storage mechanisms such as tapes, magnetic discs and optical discs, which rely on the physical movement of the recording medium or a reading head. In these devices, the movement takes longer than the data transfer, and the retrieval time varies depending on the physical location of the next item. The word RAM is mostly associated with volatile types of memory (such as DRAM memory modules), where the information is lost after the power is switched off. However, many other types of memory are RAM as well (i.e. Random Access Memory), including most types of ROM and a kind of flash memory called NOR-Flash.

Wikipedia

RAM Upgrades? That is question that pops up when we suddenly experience some lags and lockups, specially when we are playing games and or browsing the internet. Well as for me, there are certain factors to consider when we go for a RAM Upgrade...

Here are the 4 things I think is the most important factors we should consider before doing so :

1) How much RAM do you have? We should know how much memory do you have. You can check how much memory do you have (For Windows XP) is by Right Clicking on "My Computer" then choose Properties, under General Tab of the System Properties window you can see how many memory do you have under Computer just below or beside CPU Speed.

2) How much RAM do you need? We should know how much memory do you need. If you are using Windows XP, just browsing the internet and with some minor programs word processing and chatting a 512 MB would be enough. But if you are playing some online and or off line high end games, I would recommend you to maximize your it.

3) What are My Options for RAM Upgrade? You should consider your options, the type of RAM and the maximum your computer can take. The best way to verify your options is by reading the motherboard manual for specs and or you can check it online by searching the model of the motherboard and or computer on search engines and support page for branded computers. You may also try contacting your OEM (Original equipment manufacturer) or Store where you purchase it for the info.

4 ) Where do we go for RAM Upgrades? For Branded Computer, you can go to your OEM or Stores, this will assure you that you are getting a reliable and compatible RAM Upgrade. Getting in touch with there Technical Support or Upgrade Support would also be recommended. If you are using a Clone or Non Branded Computers, you can go to some computer stores and or online stores for available upgrades.

RAM Upgrades is very important to us specially for everyday computer users, to have smooth computing experience and by doing so we can accomplish our work much easier. Hope this 4 factors help you in considering if you need a RAM Upgrade. Please feel free to give your comments and suggestions in this subject.

Note: This post is from my other blog (Marvz "My Cup of Tea") that has problems.

How To Find Happiness?

How to Find Happiness? We often ask our self about it. what really makes you happy? Is it hitting the bulls eye make you happy?

Happiness it is defined by Merriam - Webster Dictionary as a state of well-being and contentment. We usually laugh and cry sometimes when we are happy. We do all sorts of things just to be happy.

I remember a story I read in a newspaper clippings way back my elementary days. It is a story about a person that has a different way of seeing things. He is happy when he is hungry and he is sad when he is full. The article explained his different behavior. The reason why he is happy when he is hungry is because the next thing to that is he will be full and the reason why he is sad when he is full is because the next thing to that is he will be hungry. That made me think for a while and see the bottom line of it. Some people aim for something and thinks that it will make them happy. One example of this is when we set a goal for ourself, we often hit the goal and after that ask our self whats next?

As the years go by, we are we constantly hitting our goals. Then the question still pops up. "How to Find Happiness?". Let us go back to the definition of the word "Happiness" and I guess we can find the answer.

Yes! It is being contented on what we have now. Not looking at the past and worrying about the future. After all the best things in life are Free, right?

Note: This post is from my other blog (Marvz "My Cup of Tea" that has problems.

About this Blog

Hi Welcome to My Blog where Anything Goes... I made this blog as one of my hobbies and expression of my being. I will be posting anything ranging from my life experiences, Computer knowledge, and other things that may interests me. I also consider this as an opportunity to earn extra money for my family specially this time that is very hard to earn money here in our country the Philippines. Let us learn some great and fun things that I have encountered as a blogger.

I am new at this and trying to learn as much I can. So I welcome others on your own perspective, It would be great to share your idea, comments, suggestions and or criticisms to what ever subject and topics I will be posting to. Just be sensitive and always show some respect to others as they have respect you.

More power to us and happy blogging. Thanks for your time and God Bless.